How do you file a claim for permanent disability in California?

To initiate a claim for permanent disability in California, you should first notify your employer of your work-related injury or illness immediately. Your employer is supposed to give you a Workers' Compensation Claim Form (DWC-1). Fill out and return the form in a timely manner to start the process of claiming. After your condition is assessed and treated, your doctor will decide when your condition is at Maximum Medical Improvement (MMI)—your injury is stable and won't get any better.

Your physician will now provide a medical report with a permanent disability rating at this stage. This rating will be examined by a claims administrator and can be further assessed by a Qualified Medical Evaluator (QME) or Agreed Medical Evaluator (AME) in case of disagreement.

Your rating will then be used by the insurance company to calculate your benefit amount and length. You can appeal if you disagree, and speaking with a workers' compensation attorney can ensure your rights are protected.